Category: Articles

  • Maximizing Chase Card Approval Odds: Free Credit Score Verification

    Maximizing Chase Card Approval Odds: Free Credit Score Verification

    Chase has rules about approvals. It’s free and easy to verify where you stand We have talked about this in the podcast, but with the new Chase Sapphire Reserve and Chase Sapphire Preferred bonus offers floating around (as of this posting date), now is a good time to review how to see your open credit

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  • The Importance of Considering Credit Score, Utilization Ratio, and Rewards Before Cancelling a Credit Card

    The Importance of Considering Credit Score, Utilization Ratio, and Rewards Before Cancelling a Credit Card

    You have options There are several reasons why it is not advisable to cancel a credit card within the first year: However, if the card has high fees, you’re unable to manage it responsibly, or it doesn’t suit your financial needs, look at a PRODUCT CHANGE. Call the card issuer and see what your options

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  • Chase Sapphire Reserve or Preferred?

    Chase Sapphire Reserve or Preferred?

    Don’t miss out on fantastic travel cards! Both of these cards offer excellent benefits, but which ones are the best for you? That’s where this comparison listing may help. Some people travel a few times a year, some several times and some, just once. Neither of these is a one-size-fits-all card. While they are both

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  • You Have a Stash of Flexible Points-Now What?

    You Have a Stash of Flexible Points-Now What?

    Travel Portal vs Points Transfer If you have earned flexible points through your credit card you may be wondering what the best way to use them is. Do you transfer them to the airline or hotel directly, or should you book through the Portal? Most issuing banks have their own travel portals: Chase, American Express,

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  • Aspire Card for Hilton Fans

    Aspire Card for Hilton Fans

    A must have if you are looking for top tier status and excellent benefits The Hilton Honors American Express Aspire Card is a premium credit card offered by American Express in partnership with Hilton Hotels & Resorts. It’s designed for frequent travelers who prefer staying at Hilton properties and want to maximize their rewards and

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  • You Should Keep Your New Card for More Than a Year

    You Should Keep Your New Card for More Than a Year

    Don’t cancel that new card! Here’s why and what you can do instead When you sign up for a new card and then earn the bonus, it’s tempting to cancel it and move on to the next one. However, you could leave yourself open to a host of trouble if you do that. Issuing banks

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  • Free Nights Can Be Yours

    Free Nights Can Be Yours

    Hotel Cards that offer Free Nights If you’ve been listening to our podcast (and you should be), then you’ve hear us talk about credit cards that offer free nights as part of the annual perks. You can use them for either mid-tier hotels or luxury properties for next to nothing. Either way, these free night

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  • Hotel Status

    Hotel Status

    Why you don’t need it, but should want it Let’s start with the obvious-you don’t need hotel loyalty status. You can stay anywhere, anytime, without ever thinking about the perks you’re not getting. Check-in, sleep, check-out. In fact, most of you reading this post probably do not have more than one loyalty program you belong

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  • Title: Mastering Your Credit Card: A Comprehensive Guide to Financial Freedom

    Title: Mastering Your Credit Card: A Comprehensive Guide to Financial Freedom

    Introduction:In today’s fast-paced world, credit cards have become an indispensable tool for managing finances. However, they can be a double-edged sword, offering convenience and rewards on one hand, while potentially leading to debt and financial pitfalls on the other. This guide aims to demystify credit cards, empowering you to make informed decisions and master your

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  • IHG Offer and Information

    IHG Offer and Information

    IHG hotels cover a wide variety of styles and price points. They offer upscale options like InterContinental Hotels and Six Senses, boutique choices with Kimpton, and a large footprint of locations with Holiday Inns. For this reason, the Chase IHG Premier card may be a good selection for those that are looking for options, options,

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