Great sign up bonus-FIVE Free Night Awards! Act now!
As I’ve said before, most people have a side hustle that would qualify them for a business credit card. You may not realize it, but selling on eBay, Etsy, the Marketplace, repairing cars for others, or any other income related hobby can open the door to more miles and points. You don’t need an EIN, you can apply with your SS#.
If you’re ready to branch out, then this might be the card for you. I recommend this card after you have at least one Chase Ink card OR if you are a frequent Marriott traveler. The new welcome bonus is a doozy, plus it comes with a decent annual fee and a free night each year. If you have travel plans in mind that include a hotel stay for several nights, then dive into what this American Express card has to offer.
The card comes with automatic Gold Elite status. You can easily make up for the card’s $125 annual fee by using the Free Award Night that you’ll receive each year after your card renewal month (valid for 35,000 points per night-can add 15,000 more if needed. certain hotels have resort fees).
The card comes with a 7% room rate discount feature when paying with the card directly with Marriott through eligible channels, although when compared against the price of the flexible member rate, it may not always work out to be a full 7% cheaper. Plus if you have an AAA membership you may see that is the lower rate instead. While the discount is a nice feature, I wouldn’t use it as a deciding factor.
Plus, you’ll earn rewards on everyday spending:
Earn 6 points per dollar on eligible purchases at Marriott, 4 points per dollar at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping and 2 points per dollar on all other eligible purchases.
And although Marriott points can be transferred to some Airlines, the transfer ratio is 3 to 1, so unless you are just topping off an account for a needed airline ticket, this is not a recommended used of your points.
American Express Marriott Bonvoy Business Credit Card Benefits
No foreign transaction fees.
Free night awards. Get a free night at a Marriott property costing 35,000 points or less every year after your card renewal month. You can add 15,000 points if needed. Plus, earn another Free Night Award after you spend $60,000 in a calendar year.
Room discounts. Cardholders can receive a 7% discount on standard rooms when booking in advance and paying with your qualifying Marriott credit card. Rates will appear automatically when you are logged into your Marriott Bonvoy account during the booking process.
Complimentary Marriott Gold Elite status. Get 25% bonus points and late checkout subject to availability on Marriott stays through the complimentary elite status that comes with this card.
Elite Night credits. Cardholders get 15 Elite Night credits to help you toward higher elite status levels.
Car rental loss and damage insurance. When you pay with your card, you’ll get SECONDARY damage insurance on rental cars in eligible countries.
Baggage insurance plan. Covers lost, damaged or stolen baggage, up to $1,250 for carry-on and up to $500 on eligible checked bags.
Extended warranty. Manufacturer’s warranties of five years or less will be extended up to one additional year on eligible purchases.
Purchase protection.Amex purchase protection covers eligible new purchases made with your card from damage, loss or theft for up to 90 days for up to $1,000 per item and $50,000 per year.
Amex Offers. Earn cash back on purchases after enrolling in targeted offers. Some call these offers “coupons”-can provide discounts and cash back if you check them regularly.
Overall a very solid business card! I have one in my wallet. The sign up bonus is stellar and the features, combined with the low annual fee, make it a keeper!
Apply here:
Miles and Points Travel 
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