Miles and Points Travel

Don’t miss out on fantastic travel cards!

Both of these cards offer excellent benefits, but which ones are the best for you? That’s where this comparison listing may help.

Some people travel a few times a year, some several times and some, just once. Neither of these is a one-size-fits-all card. While they are both compelling, and have some similarities, they do have some distinctive differences.

Let’s start with the basics:

• Both cards currently have the same welcome offer
• Both cards are excellent for earning Chase Ultimate Rewards Points
• Both cards have no foreign transaction fees
• Both cards offer valuable travel coverage, including for delayed flights, lost bags, and car rentals
• Both cards offer 3x points on dining purchases globally

The Chase Preferred has a $95 annual fee. Here are a few of the inclusions:

• Bonus spending categories including 3x points on dining, streaming services, and online grocery store purchases (excluding Target, Walmart, and wholesale clubs) and 2x points on travel, plus 5x points on flights booked through the Chase Travel Portal (although not always the best redemption)
• 10% anniversary bonus points
• $50 hotel credit available when booking through the Chase Travel Portal

The Chase Reserve has a higher annual fee. As of June 24, 2025, the benefits and annual fee have been refreshed. Although some features remain the same (insurance, $300 travel credit), many things are changing. There are DashPass inclusions, hotel credits, StubHub credits, and on and on.

You will need to weigh the pros and cons of this card now. Unfortunately, it is no longer on our “top cards” list.

• The $300 Annual Travel Credit, which can be applied toward virtually any purchase that codes as travel
• A Priority Pass membership which includes access to their lounges worldwide, plus unlimited access to the Chase Sapphire lounges

However, if you want to keep your annual fees to the bare minimum, and the other Reserve perks are not appealing, then the Preferred is the best choice. A low annual fee (essentially $49 when factoring in the $50 hotel credit) plus a solid list of benefits.

Use the link below to see the current welcome offer and to select which card you’d like to apply for.

Earn 75,000 bonus points with the Preferred, and 100,000 with the Chase Sapphire® Reserve card.
https://www.referyourchasecard.com/19o/9ERVNTG7JQ

I may receive some compensation for the links on this blog. Any opinions expressed in any post are my own, and have not been reviewed, approved, requested or endorsed by my advertising partners. I do not write about all credit cards that are available . 

Terms may apply to any and all of the offers and benefits listed.